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Correcting Credit Report Errors after Bankruptcy

If you filed bankruptcy in order to get that fresh financial start, you must also get your credit report freshened. Many Arizona debtors who filed bankruptcy find that the debts which were... Read More »

CFPB Director Gives Update on Credit Reporting Industry

The director of the Consumer Financial Protection Bureau or CFPB, Richard Cordray, recently gave an update on the Bureau’s work on making changes to the credit reporting industry. Here are some of... Read More »

Basics of the Fair Credit Reporting Act or FCRA

Congress passed the Fair Credit Reporting Act or FCRA primarily to regulate the activities of consumer reporting agencies or CRAs. (CRAs are also commonly referred to as “credit bureaus” and... Read More »

How to Record a Collection Call Chandler AZ

How to Record a Collection Call     RECORDING A COLLECTION CALL If the debt collector has ignored your written request to discontinue contact, has been calling you names, embarrassing you,... Read More »